Digital safety and shopping laws in New York

What New York has passed for families online and for honest shopping — plus how it stands today. Federal law applies here too; see the federal tracker.

2 tracked · 2 in force · see all jurisdictions

Enacted New York Shopping May 2025

New York Buy-Now-Pay-Later Act

Signed May 2025; takes effect as state regulators finalize rules (in progress through 2026)

The first state law to comprehensively regulate BNPL lenders: licensing, monthly billing statements, late fees capped around $8, and a real dispute process — filling part of the hole left by the federal withdrawal.

What it means at your kitchen tableOnce the rules finalize, New York families get credit-card-like safeguards on pay-in-4 loans, and other states are watching it as a model.

Read the source

Enacted New York Families Jun 2024

New York SAFE for Kids Act (S7694A)

Signed June 2024; final rules released July 2026, taking effect January 2027

The first state law targeting algorithmic feeds for minors: platforms must confirm ages and get a parent's consent before giving anyone under 18 a personalized feed, and can't send kids notifications between midnight and 6 a.m. without parental sign-off.

What it means at your kitchen tableStarting January 2027, New York teens get chronological feeds and quiet nights by default — the addictive version requires your permission.

Read the source

Protection you don't have to wait for

Haven works the same in every state — trust cards as you browse, blocking that holds, and honest answers about the companies behind the checkout button.

See how Haven works